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	<title>Empire Region Insurance Agency Blog &#187; Business Insurance</title>
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	<description>Your Albany Insurance Agent</description>
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		<title>Thinking of having work done around your house?</title>
		<link>http://empireregioninsurance.com/blog/2011/05/thinking-of-having-work-done-around-your-house/</link>
		<comments>http://empireregioninsurance.com/blog/2011/05/thinking-of-having-work-done-around-your-house/#comments</comments>
		<pubDate>Tue, 10 May 2011 18:57:44 +0000</pubDate>
		<dc:creator>Brian</dc:creator>
				<category><![CDATA[Business Insurance]]></category>
		<category><![CDATA[Liability Insurance]]></category>
		<category><![CDATA[Workers Compensation Insurance]]></category>
		<category><![CDATA[albany]]></category>
		<category><![CDATA[empire region insurance]]></category>
		<category><![CDATA[general contractor insurance]]></category>
		<category><![CDATA[general liability]]></category>
		<category><![CDATA[New york labor law]]></category>
		<category><![CDATA[ny]]></category>
		<category><![CDATA[workers compensation]]></category>

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		<description><![CDATA[Be careful&#8230; Make sure that your contractors have both general liability and workers compensation insurance so you are protected against lawsuits from injury on your property. Labor laws in New York will most likely exclude you from the lawsuit on single or two family homes, as long as you do not directly control what the [...]]]></description>
			<content:encoded><![CDATA[<p>Be careful&#8230;<br />
Make sure that your contractors have both general liability and workers compensation insurance so you are protected against lawsuits from injury on your property.</p>
<p>Labor laws in New York will most likely exclude you from the lawsuit on single or two family homes, as long as you do not directly control what the general contractor does or does not do.   Another tip in avoiding or minimizing a lawsuit is to never allow a contractor or their employees to use your equipment such as a ladder or tools as that can change your liability situation and potentially expose you to unwanted liability.</p>
<p>If you are having work done and want to be sure you are protected, call or e-mail us for additional information!</p>
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